Income Protection

A monthly benefit if you are unable to work.

An Income Protection Policy is one of the most important insurances that you can consider. Without your income, your life style could change dramatically. What would you do if you could not work due to accident or ill health? If you had a reduced income, how would you pay your bills? Could you survive on State Benefit alone?

An Income Protection Policy is designed to protect your income if you are unable to work as a result of accident or ill health. It can provide you with a monthly benefit until your recover or until your selected retirement age if required.

The maximum cover you can have is typically around 60% of your gross income, however, as the benefit  is paid tax free, you can replace a high percentage of your income in the event of long term incapacity.

Some of the most common conditions covered by income protection insurance are mental illnesses such as anxiety, stress or depression & back pain.

Please note for these insurance products, terms and conditions apply. This information is a summary only. You will receive a full policy document upon application. This policy will set out the terms, conditions and limitations of cover provided under the plan.